uob private banking
uob private banking
Blog Article
UOB Financial institution delivers many different individual banking products and services created to fulfill the economic requires of individuals. Underneath is an extensive overview to assist you to recognize the key factors and choices.
Kinds of Accounts
Discounts Account: This account permits you to cut costs while earning curiosity.
Capabilities: Easy accessibility, interest earnings, minimum costs.
Added benefits: Safe place for your money, prospective expansion through interest.
Existing Account: Ideal for day-to-day transactions and taking care of fees.
Features: Checkbook facility, overdraft protection.
Benefits: Handy for regular payments and withdrawals.
Preset Deposit Account: For people looking to earn greater interest fees about a set time period.
Functions: Set term deposits, higher desire premiums when compared with personal savings accounts.
Positive aspects: Secure investment possibility with predictable returns.
Loans
Individual Financial loans: Unsecured loans that may be useful for several needs like training or home renovation.
Forms:
Installment Loans
Credit history Traces
Benefits: Versatile repayment terms, aggressive interest premiums.
Residence Financial loans: Tailor-made methods for getting property or refinancing current mortgages.
Sorts:
Fixed Fee House Financial loan
Floating Price Household Mortgage
Added benefits: Distinct options to fit individual wants, interesting charges.
Bank cards
UOB provides A selection of bank cards catering to various life and expending routines:
Rewards Playing cards: Get paid points on every single order which can be redeemed for gifts or journey miles.
Cashback Playing cards: Get hard cash rebates on daily shelling out which include groceries and eating out.
Travel Cards: Particular Added benefits like air miles accumulation and vacation insurance coverage.
Investment decision Expert services
For people serious about growing their wealth via investments:
Unit Trusts * Diversified portfolio managed by specialists. here * Appropriate for prolonged-expression expansion aims.
Structured Deposits * Brings together the characteristics of regular deposits with financial commitment products and solutions. * Likely bigger returns but with a few possibility included.
Insurance plan Solutions
To safeguard by yourself and Your loved ones towards unforeseen occasions:
Lifestyle Insurance coverage * Provides economical stability in case of death or critical health issues. * Could also serve as a savings Resource with regards to the policy chosen.
Health and fitness Coverage * Addresses healthcare expenses together with hospitalization charges. * Essential for mitigating superior healthcare costs.
Electronic Banking Solutions
Benefit at your fingertips by digital platforms:
Online Banking
Lets you handle your funds on-line:
Watch account balances and transaction historical past
Transfer resources among accounts or pay charges
Apply for new merchandise (financial loans/charge cards)
Cell Banking
Banking on-the-go via cellular applications:
Rapid harmony checks
Mobile payment possibilities (QR code payments)
Notifications & alerts about account exercise
With these thorough choices, UOB aims to supply personalised banking solutions that cater especially to unique needs when ensuring ease and protection in all transactions.